Types of Financial Aid
Promise programs offer first-time, full-time students one year of tuition-free education at our college. Learn more about the Los Rios Promise program.
Grants are a great type of financial aid because you don’t typically have to pay them back. Grants come from either the federal or state government.
Veterans' Benefits and Programs
American River College assists veterans, reservists, and dependents of service-connected disabled or deceased veterans with their educational benefits.
Federal Direct Loans
A direct loan is money you borrow from the federal government that you have to pay back with interest. We encourage students to apply for grants and scholarships before taking out a student loan.
A private loan is money you borrow from a private lender that you have to pay back with interest. We encourage students to apply for grants and scholarships before taking out a student loan.
The federal work-study (FWS) program provides jobs to students to help them pay for their educational expenses. You will be notified via eServices if you are eligible for FWS.
A scholarship is money given to you to help pay for your education or related expenses. Scholarships come from a variety of sources, such as your college or a private organization.